Fishers Campus

Service: 9:15 a.m.

Sunday School: 8:00 a.m.-9:00 a.m.

8850 E. 106th Street, Fishers, IN 46037


Cooper Road Campus

Service: 10:45 a.m.

Sunday School: 9:30 a.m.-10:30 a.m.

5805 Cooper Road, Indianapolis, IN 46228


Main Campus

ASL Available

Service: 12:15 p.m.

Sunday School: 11:00 a.m.-12:00 p.m.

5750 E. 30th Street, Indianapolis, IN 46218

*Praise and Worship begins eight (8) minutes prior to the start of each Sunday service.


Aug 8, 2017 | Stacey Moore

There’s No Snow in a Debt Snowball


Aug 8, 2017 | Stacey Moore

There’s No Snow in a Debt Snowball

Debt, often correlated with water, is expressed by saying “I’m drowning in debt.” On the other hand, debt has also been associated with snow as in having a “snowball effect.” Members participating in the Financial Freedom Institute (FFI) at Eastern Star Church are using the snowball technique.

“To begin the debt snowball process, list all debt and create a spending plan,” stated Keith Wilson, Stewardship Manager at Eastern Star Church. Using the debt snowball method, you would make the minimum payment on all your debt, and when the smallest debt is paid in full, you roll the money you were paying on that debt to the next smallest balance. For example, if your smallest balance due is a medical bill, pay off that balance; take the money you were paying towards the medical bill, and minimum payment you were paying on the next smallest balance. Your snowball will grow larger as you tackle more debt. According to Bro. Wilson, “It may take 24 months or so (depending on your situation), but you will see progress!”

Why start with the smallest bill first instead of the bill with higher interest rate/balance? Bro. Wilson stated, “Debt snowballers will begin to see progress quicker by paying the smaller bills first. By the time you work up to the larger bills, you will have more funds to apply towards higher balances.” Becoming debt free not only relieves that “drowning” feeling, but allows you to establish emergency savings or savings for retirement, investments, and other long-term goals. Bro. Wilson stated that Eastern Star Church’s vision is to be a debt free church and its members to be debt free as well! Being debt free as a church will allow us to allocate more resources to the local and global community – all for the glory of God! Remember, God expects us to be good stewards (managers) of His resources (Proverbs 6:6-8, Luke 14:28-30).

To learn more about Financial Freedom Institute at Eastern Star Church, click here.